Strategies for Individuals
Products and Services
Financial Planning & Wealth Management
Business Succession Planning
Executive Benefit & Deferred Comp Planning
Employee Benefit Plans, Pensions & 401(k) Implementation
Estate Planning & Wealth Preservation Strategies
Risk Management
Wealth Accumulation & Retirement Planning
Employee Financial Planning and Seminars
Strategy Implementation
Fixed Income Investments
Mutual Funds (income-oriented)
Unit Investment Trust (income-oriented)
Municipal and Government Bonds
Money Markets
Certificates of Deposit
Equity Investments
Mutual Funds (growth-oriented)
Large Cap Growth/Value Funds
Small/Mid Cap Growth/Value Funds
International Equity Funds
Asset Allocation Funds
Sector Funds
Unit Investment Trusts (growth-oriented)
Publicly Traded Stocks
Retirement & Education
Traditional and Roth IRA
Coverdell Education Savings Account
529 Plans
Investments & Advisory
Clients have access to a broad array of brokerage and advisory accounts, such as the Strategic Asset Management (SAM) account, Manager Select, Personal Wealth Portfolios, and Optimum Market Portfolios
Life Insurance
Annual Renewable Term
Level Term – 10-, 15-, and 20-Year
Whole Life
Universal Life
Variable Universal Life
Survivorship Variable Universal Life
Survivorship Universal Life
Annuities
Fixed (single, flexible, & immediate)
Variable Annuities (immediate & flexible)
Group Annuities
(qualified retirement plans)
Equity Indexed Annuities
Disability & Long-Term Care Insurance
Individual Disability Income
Individual Long-Term Care
Financial Planning**
Non-Fee Needs Analysis
Personal Financial Plans
Focused Needs Plans
Personal Financial Plans
Estate Planning